Create and setup a PayPal account to send and receive paymentsLast updated on
I will guide you how to create and setup a PayPal account to send and receive payments from anywhere in the world. And i also tell you how to avoid getting your PayPal account limited with these amazing tips.
If you are a freelancer who making money online (legitimate ways) or you are a buyer who buying/hiring online services, one of the most important thing you need that is a payment method (send and receive payments). Or if you want to buy or sell items from merchants all across the Internet, you will likely want to start using PayPal yourself. And PayPal is one of the best for this (legitimate way to receive your earnings). With Paypal, it’s simple, quick and secure payments.
What’s & Why PayPal?
PayPal is a company operating a worldwide online payments system that supports online money transfers. Simply to say PayPal is a service that enables you to send and receive money online. It’s most popular online payment system that help you shop with millions of merchants and sellers around the world without having to re-enter your information for transactions. You can easily create and set up a PayPal account and start using it’s likely the preferred payment method.
Your data is safe on PayPal. They are using data encryption (encrypted with the highest level commercially available) and anti-fraud technology to stay secure and protect your information. Your transactions details transferred over internet in encrypted form, so this is reducing the risk of online fraud. PayPal even pays hackers if they find vulnerabilities into systems.
You will have many benefits when using PayPal services. Firstly, it’s free to sign up for a PayPal account (PayPal Membership). It’s secure, simple to use, flexibility for sellers/buyers. PayPal guarantees 100% protection against fraud and unauthorized payments from your account. It’s providing the safest way for shopping online without reviling your information.
You can easily send and receive money using PayPal email address or you can use PayPal’s e-commerce features to add to cart, checkout buttons and shopping carts to your store. And if you have already linked your bank account to PayPal then you can withdraw money to your bank account and have it in 3-4 business days.
What you need to open a PayPal account?
- A email address such as: Gmail, Yahoo mail, web-based email… And your email ID/address is the your PayPal account. You can transfer money from one PayPal account to another PayPal account via email address that already registered with PayPal.
- A bank account: you need to open a new bank account (or you can use bank account of your father, mother or wife…but it’s better if you can open your own bank account because all credentials must be real and match with profile information)
- A credit/debit card: Visa, Mastercard, Discover or American Express… It’s not problem with type of debit or credit card. You can add credit card or credit later after opening PayPal account.
There are these steps to create a PayPal account :
Step 1: visit PayPal website (homepage)
It’s: Paypal.com and click on Sign up or Sign up now as screenshot shown below:
Step 2: choose Buy with PayPal and click on Get Started
There are two types of PayPal account: Buy with PayPal (Personal/Individual accounts) and Receive payments with PayPal (Businesses accounts). You can choose Buy with PayPal for your account type first, if you want to upgrade to business account you can do that on later.
Step 3: Enter your email address & password then click on Continue button.
Step 4: Fill the form completely and click on “Agree and Create Account” button
Note: you should provide real information (or you can change it on later but i wouldn’t recommend this) because all credentials need to match with credit card and bank account details also. Anymore, PayPal may require you provide a scanned copy of National ID, Driver’s License or Passport number when verify your PayPal account on later.
Step 5: You will be asked to link your card (credit card or debit card). You can add if you already have or want to add it on later by click on “I’ll do it later”.
Step 6: Your PayPal account is created. Now you will be asked to confirm your email address to activate your account.
You need to click on “Yes, this is my email address” button (as screenshot above) to confirm your email with PayPal .
Step 7 : Verify your PayPal account (add your card and bank account)
To do this, you need to log in your PayPal account (with email address and password what you have already registered with PayPal) then click on Walllet link on main menu on PayPal. Choose Link a bank account and Link a card and enter your bank account + credit/debit card details (see screenshot below). Please make sure all information are correct, this is very important (PayPal may limit your account if it’s fake/not correct information)
When you have already linked your card and bank account to your PayPal account you will get an email from PayPal for that (verified).
Note: you may need to provide 4-digit code when verifying your card, this depends on your card and bank account. But most of bank accounts with card will applied this. You can check it on Internet Banking or SMS service of your bank (you can call your bank to ask it if you didn’t get this). PayPal do this to make sure the card is yours (PayPal made a small charge to your card and it will display a unique 4-digit PayPal code on your card statement). When you already entered the 4-digit code and you’re successfully confirmed your card. The charge made to your card will be automatically refunded to you within 24 hours.
You can edit/change information of your profile, address…or add your security questions or upgrade your account to business by navigate to setting icon on the top right of your PayPal account (see screenshot below)
You’re done with a PayPal account to send and receive payments.
Notice when creating and using your PayPal account
There are some tips to avoid getting your PayPal account limited/blocked:
- Creating your PayPal account with real information (don’t add a bank account or credit card that someone else used one time)
- Don’t create more than one PayPal account: if you created many PayPal accounts then PayPal will limit all your accounts (at least 180 days). Even you created them with fake IPs, different computers, mobile phones…PayPal still know that’s yours then blocked your accounts (i have ever met this case before, it’s a pain. I still didn’t understand how PayPal did that till now)
- Don’t log in your PayPal account at anywhere else except your computer, table and smartphone (don’t try it on devices of other persons then you can be blocked or get login problem)
- Send and receive with trust seller/buyer/customer (your PayPal account can be blocked with high risk of fraud of seller/buyer/customer who used PayPal to steal)
And here are common questions about PayPal account (troubleshooting queries). It’s useful information for you.
Please tell me in the comments if you get any problems when creating or using your PayPal account. It will be a pleasure to help you.
How may I create an account in pakistan
You can try with Payoneer service to send and receive money online international. Here you go: https://ohiwill.com/open-bank-account-online-payoneer-free-transfer-money-international/
i want to open account
You can do that by following these steps in our article.
I don’t have a business but I am planning to do online jobs as well as youtube which they require that I have a PayPal account… which account should I select? business? Because i don’t want my money to just buy things online I want my money to go in my bank account where I can be able withdraw money from time to time…
Sorry to respond to you late. I think you can try with Personal type then you can upgrade it to Business on later if needed. PayPal didn’t charge nay fees for account types so you don’t worry about anything.
Hiya, I’m really glad I have found this info. Today bloggers publish just about gossips and net and this is really frustrating. A good site with exciting content, that is what I need. Thanks for keeping this site, I’ll be visiting it. Do you do newsletters? Can not find it.
Thanks for your opinion. Our newsletter form is on right side. And you can visit our website daily to check something else. Cheer!
I creat acount PayPal using gaming whithdraw payment plz help
Pakistan not allow PayPal account
Yes. PayPal is not available for Ghana. You can try with Payoneer service to send and receive money online international. Here you go: https://ohiwill.com/open-bank-account-online-payoneer-free-transfer-money-international/
Please, I am from Nigeria, I have Email, I have a bank account, but I don’t have a credit card or debit card, how can successfully receive money through PayPal from someone from outside the country?
You still can receive money through PayPal from someone from outside your country when you have a PayPal account. But we recommend you should register a Credit, Debid Card or use use anyone’s card to verify with PayPal. This is not problem. You can read this article for more details: https://ohiwill.com/common-questions-answers-about-paypal-account-troubleshooting-queries/
i just created a paypal account here in Gambia.my friend in abroad wants to send me money through PayPal as it’s more convenient for her to do the sending,so my question is,can I able to receive the money when she it to me by PayPal even if I don’t have a bank account?
Yes, you can. You can receive money from your friend even you don’t have a bank account. You can use it to shopping, pay for some services… For further info, you can read this article: https://ohiwill.com/common-questions-answers-about-paypal-account-troubleshooting-queries/
Hi admin, can I open a paypal account in Namibia?
Yes. You can. PayPal is available in Namibia.
Hi I’m playing a game online and it pays.so I have to do a withdraw from PayPal to my account here in Zambia what do I need to do please
PayPal is available in Zambia, so you can do following these steps in our article to withdrawing money from PayPal.
Hi am playing a game online and it pays and I wil have to cash out 50 to 100 dollars through pay pal but am from Nigeria how will I cash it out from PayPal to my Nigeria account?
PayPal is available in Nigeria, so you can do following these steps in our article to create a PayPal account. Then you can withdraw your money from game online that you are playing.
I just downloaded PayPal and I’ve verified my number too I tried sending money to someone email using friends and family but payment was denied 3timesease I need help and I’m in the U.S Kansas City
If you already verified your PayPal account then you can contact PayPal support for more detail about your case. Here are some common questions about PayPal: https://ohiwill.com/common-questions-answers-about-paypal-account-troubleshooting-queries/. We hope this will help.
I have a prepaid debit card, and no bank account. Can I set up a PayPal account?
Yes. You can. If you don’t have credit card or bank account you still can setup your PayPal account as usual but you will be limited of money transaction (eg: you only can send and receive around $500 per day…). And yon need to verify your PayPal account by link to credit card and bank account to remove the limitation.
I have a Paypal account which I use to by things on line. Can I use the same account to receive money on line? If so, how can someone send me monies bia Paypal?
I am not sure about the type of your PayPal account. Even your PayPal is Personal type then you still can receive money from someone by sending them your PayPal email. But the amount you send and receive is limited (depending on whether you verify your account and remove the limitation or not). For further, you can contact PayPal support.
Brian Okare achieng
Am from Kenya and am trying to create an account but it asks for an Indian Phone number and an Indian state? How do I fill that?
You need to select Kenya country when creating PayPal account (this is on first step with email, legal first name, legal last name, password…fields). Then you can fill forms with Kenya phone number (+254) and Kenya city, state…
What if my new shopify acc had paypal as an option and it was used to pay but I don’t have paypal how would that money be found or if I set yo PayPal will it come to me
I am not sure. But i think, if you used PayPal as an option to pay and you don’t have PayPal account then PayPal will be refund money to you. or you need to verify PayPal account before sending money.
Please have open the PayPal long time and verified it with my card but have not yet kink my bank but it’s already link with my bank ATM card. They deducted and refund the money back within 24hrs. This my another question, I opened the account as business account, after I was done with it. , when I log in into the account it’s showing me.. 👉 Action required: Provide additional information. We need to collect additional information about your organization for compliance and regulatory reasons. It will only take you a few minutes, please provide this information before Jul 4, 2020. And after I click on it, . And after I click on the alighn dialog, AND AFTER I CLICK ON THE LINK ON IT.. this following show up
👉Thank you for providing all the required information.
You’re all set, and your account is back to normal.
So I don’t understand and I am just wonder of the date PayPal was saying.. Can u help me out..? Sir
That’s okay. Your PayPal account has been verified and provides additional information for business account. What PayPal saying or dialog i think that’s normal. You can check this when you log in to your PayPal account on the next few days. You can check it by send or receiving money that’s better.
sir, I wanna withdraw to my card. but I can’t find out the wallet on my PayPal.. how can I do sir.. I want to withdraw money to my linked card that has already verify.. And I can’t find it out how to transfer the funds sir.. Pls kindly help me. Thanks
You can see it here: https://prnt.sc/s5hfna
Click on Transfer Money button and withdraw money to your bank (credit card). We hope this helps.
Plz can I use it to receive money from anywhere around the world, I wanted to open an account here in Nigeria
PayPal is available in Nigeria, so you can do following these steps in our article for receiving money from anywhere around the world.
How I create PayPal I don’t have bank account
You still can create a PayPal account if you don’t have bank account. Please read comment below.
Hi, can someone have a PayPal account to receive money but they don’t have a bank account?
Yes. you can. You don’t need to verify to be able to use the basic features of PayPal like receiving and sending money. But that shouldn’t. If you have more questions about PayPal you can read this article: https://ohiwill.com/common-questions-answers-about-paypal-account-troubleshooting-queries
How to receive money froma person
To receive money from a person, you need to provide senders your email that is registered with PayPal.
I sold my laptop to someone and she said she paid via PayPal I did receive an email stating that she paid but the money does not reflect on my apypal account and I got an email saying I should pay R1500 to agent Austin Mark and I did that but I still haven’t received the money and it still doesn’t reflect on my account. Before send the email that says is should pay R1500 they sent one saying I will get my money today at 10 but till now.
That wasn’t right (scam). Because you never have to pay someone when receiving money with PayPal. All transactions are made on PayPal account, not come from email. Most everything are automatic. And the money will reflect on your PayPal account immediate when they sent money. PayPal will charge you little fee if applicable (around 2.9%)
How can I sign up if I only have voter’s id?
I am not sure about voter’s id but you must have a email address for sign up with PayPal.
Can I receive money using paypal in Nigeria
Yes. You can. PayPal is available in Nigeria.
So i do love you to guide me on setting up paypal for buy & receive money in Nigeria. Thank you
You can do these steps following this post to do that. If you get some problem then let us know here. We’re happy to help.
I am from Saint Lucia. Can i set up a paypal account to reveive payments there from freelance work.
Yes. You can. PayPal is available in Saint Lucia. So you can open a PayPal account following these steps in our article to receive payments from freelance work.
Hi I trying to create a paypal account but it doesn’t work for me what should I do pls help me.
Where did you stuck? Would you please clarify about that?
Does PayPal require new customers pay R1500 in order to activate account
If you have add card to PayPal account (linking your credit or debit card) then they will charge a small random amounts money to confirmed card (<$1. But it's not R1500 like you said). And this charges will be refunded to your PayPal account when your card is confirmed (up to 24hrs). Don't worry.
Someone uses email address like PayPal so please investigate . I sell my camera and the buyer asked me to open account with PayPal . I’ve received emails which was promising .I noticed when they asked me to deposit R1500 in any money market in order to get my money. I’ve lose my camera in the name of PayPal, please do something.
PayPal is not related in this case, unless you are using PayPal like a payment gateway on your website to get payments from buyer.
If they want pay me via PayPal then the transaction is: they’re using PayPal and sending money to your PayPal account (you check and confirmed) and you can complete the order with buyer. If you deposit R1500 to your PayPal account that’s okay. No problem.
For further information, you can contact PayPal support.
How can i open account on paypal am from South Africa
PayPal is available in Sounth Africa. So you can open a PayPal account following these steps in our article.
Linda Ofori Appiah
I’m in Ghana. Can I open a PayPal account?
PayPal is not available for Ghana. You can try with Payoneer account to transfer money online international. Here you go: https://ohiwill.com/open-bank-account-online-payoneer-free-transfer-money-international/
please help I want to setup my paypal account to receive money in euros.how do I do it
Did you do following steps in this article? What’s your problem? How can we help?
I am failing to set up my ppal account to receive money in euros .Am in Zimbabwe .I can’t Ind the option
I have just checked the option to “receive” money is not available in your country (https://www.paypal.com/us/cgi-bin/webscr?cmd=_display-country-functionality-outside). You can try with other country like: Mozambique, South Africa…
Or you can try with Payoneer service here: https://ohiwill.com/open-bank-account-online-payoneer-free-transfer-money-international/
Hi Admin, am in a foreign country where i don’t have a bank account, can i create a PayPal account with just Email and Password but will i be able to receive payment and will my funds be safe? Can i make a transfer to another PayPal account where funds can be withdrawed?
If you don’t have a bank account then you need a credit card at least to verify your PayPal account. More details here: https://ohiwill.com/common-questions-answers-about-paypal-account-troubleshooting-queries/
Can I open a pay pal account Dubai and link it with my bank account in Cameroon?
You should create a PayPal account in Cameroon where you have bank account that’s great. Because you can have two PayPal accounts in two countries. And you can transfer funds between them.
Kenneth A. Stockton
I just need someone to help me complete PayPal please. I do not have website
PayPal is not require a website when signing up for an account. You do following these steps in our article that’s all.
What do you do if it keeps saying password it’s wrong or password is not matching
If you make sure everything (Email/Password) is correct then clearing your browser’s cache and cookies and try again. If not please try to create a new password by following these steps here: https://www.paypal.com/authflow/password-recovery/
Can someone open paypal account in nigeria
PayPal is available in Nigeria
What about Ghana please
Sorry, PayPal is not available for Ghana. You can try with Payoneer account for free to transfer money online international. Here you go: https://ohiwill.com/open-bank-account-online-payoneer-free-transfer-money-international/
Hi! Will I be able to receive money (let’s say 200USD) from other countries in my personal PayPal and withdraw it via the linked card?
Yes, you can. Note: if your friend send money as a Gift or Donate then no fees are charged.
Hey I have no balance in credit card.can I add or link credit card with 0 balance?
You can add or link credit card with 0 balance if that’s a Visa Debit card.
Nice one, however you did not state whether we can open PayPal account with yahoo mail.
Hi Akin. It’s legal when you open a PayPal account with Yahoo mail.
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